Who has a Best Buy credit card?
I heard a rumor that they charge you a fee once a month for having the card, even if you don’t owe a balance. Is this right? I haven’t had the card for reasonably a year yet, and a friend told me they started charing her after one year.
Answer by Fuzzybutt
yes there is a minimum fee charged even with no balance
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Have you been pleased with it? also, do they offer a No interest, no payments plot? what about 10% off a existence buys or something similar? any help would be appreciated. thank you.
Answer by Joe
I have both. I have the Best Buy store credit card and the Best Buy Reward Zone credit card. They are both excellent since I buy a lot of gadgets and dvds and thats the electronic store I buy all of my stuff. The store card is fantastic it offers you no interest up to 3 years ( different offers every week). The reward zone credit card offers coupons in the mail with 10% off or 12% off if you use it with your reward zone card.
Answer by Mellisa
I have both also. The reward zone comes in clever but the coupons they send you expire so you only have a certain amount of time to use them. Coupon amounts are based on your hold totals over a period of time.
The credit card offers incentives:
One would be the 10% off on the hold of certain items. There are some restrictions but you can save on the items not restricted.
Also, the ‘no interest for ___ months’ deals are a fantastic way to defer payment. We never let it go beyond the expiration because they charge somewhere in the area of 20% interest and that’s tacked onto the ‘loan’ if you don’t pay it off in time.
We use our Best Buy card as a kind of cash loan but ALWAYS pay it off before the expiration of the special.
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